The Ultimate Solo 401(k) Guide for LLC Owners: Save Up to $70,000 in 2025
&]:odd:bg-bg-500/10″> Feature Solo 401(k) SEP IRA &]:odd:bg-bg-500/10″> Income needed to maximize ~$280,000 $280,000 &]:odd:bg-bg-500/10″> Loan provisions Yes No &]:odd:bg-bg-500/10″> Setup complexity Moderate Simple Winner: Solo 401(k) for flexibility and lower income requirements to maximize contributions. Solo 401(k) vs. Traditional IRA